Carlos C. Esteve
Chief Executive Officer
At the vanguard of a generation who undertook business training at university level prior to entering the financial world, Carlos gained his degree in Hautes Etudes Commerciales from the university of Lausanne. Although he developed the initial idea for Banque Heritage as an undergraduate, he worked for ten years – first with Arthur Andersen in audit and consulting, then with Morgan Grenfell in private banking – before he gave shape to his vision in 1986. Since establishing the firm as a small family office, Carlos has guided its growth with a steadfast combination of business acumen and the building of personal relationships. His successful stewardship of the Bank is embodied in the new Banque Heritage. headquarters building in Geneva.