Long-term performance relies on strategic asset allocation and careful tactical maneuvering. With modern portfolio theory as our guide, we seek steady performance and low volatility in the core portfolios we develop.  To properly manage the breadth of investment opportunities, we focus first on research – carefully analyzing the global economy, regional distinctions and industry sectors in crafting our overall investment strategy.

Asset allocation at Banque Heritage is an ongoing, collaborative process – driven by top-down macroeconomic scrutiny supported by detailed market analysis on an asset class, sector and regional basis. At all points, we seek balance. We have developed a suite of core holdings to address long-term objectives – supplementing these with flexible, tactical products designed to capture opportunity or hedge positions to protect capital.