ACCESS TO THE INFORMATION ON THE BANQUE HERITAGE WEBSITE
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Access to the information contained on this website may be restricted by laws and regulations applicable to the user. Persons to whom such restrictions apply must not access the Banque Heritage website.
LOCAL LEGAL RESTRICTIONS
The Banque Heritage website is not directed at any person in any jurisdiction where, by virtue of that person’s nationality, residence or otherwise, the publication or availability of the Banque Heritage website is prohibited.
NO OFFER
The information on this website is a marketing communication. Neither the information nor any opinion expressed on this website should be construed as a solicitation, an offer or a recommendation to buy, sell or dispose of any financial instrument, to engage in any other transaction or to provide any investment advice or any other financial service. The Information and the opinions do not take into account the personal situation, investment objectives or knowledge, needs or classification of any individual investor.
Banque Heritage does not intend to provide investment, legal or tax advice through the Banque Heritage website and does not represent that any financial instruments or financial services discussed are appropriate or suitable for any investor. When making an investment decision, the investor should seek the advice of a professional financial advisor. None of the services, financial investments, mutual or alternative funds referred to on this website are available to, and prospectuses in respect of them will not be distributed to, persons resident in any country, state or jurisdiction where such distribution would be contradictory to local law or regulations. The general risks associated with financial services and investments are explained in the Swiss Bankers Association's brochure on the risks involved in trading in financial instruments [www.swissbanking.ch]. Specific risks are described in the prospectuses and basic information sheets (KID) if any, relating to the financial instruments mentioned in the Heritage Bank’s Ltd.’s website, which are available free of charge from Heritage Bank Ltd.
Any investment decision should be based on a prior study of the offer documentation and in particular of the prospectus and the applicable Basic information sheet, if any.
SALES RESTRICTIONS
An investment in a fund of Banque Heritage should only be made after reading the relevant legal documents, such as management regulations, prospectuses, annual and semi-annual reports, all of which can be obtained free of charge from the funds’ representatives in each country where the funds are incorporated or registered.
INVESTMENT PERFORMANCE
The value of investments and the income from them may go down as well as up, and investors may not get back the amount invested. Past performance of an investment is not a guarantee for future performance. Banque Heritage does not intend to provide investment advice to you or any other party. No information or material on this website is to be relied upon for the purpose of making or recommending investments or any other decision.
NO WARRANTY
Although Banque Heritage and its data providers seek to ensure that the information on this website is accurate and complete at the time of publication and has been obtained from sources believed to be reliable, Banque Heritage and its data providers make no express or implied guarantees that such information is accurate, reliable, up to date or complete. The content of this website, the information and opinions expressed herein are subject to change without notice.
LIMITATION OF LIABILITY
Banque Heritage and its data providers expressly disclaim any liability to the fullest extent permitted by law to any person for any reason in respect of the consequences of anything done or omitted through the use of or reliance on any or all of the contents of the Banque Heritage website. Further, Banque Heritage and its data providers accept no liability for any losses or damage arising from the use of or reliance on the information on this website, including but not limited to any loss or fall in profit or any direct or indirect damage.
EXTERNAL LINKS
The Banque Heritage website may contain hyperlinks providing access to other websites beyond the control of Banque Heritage. Banque Heritage therefore accepts no responsibility for the content of any websites thus accessed by the user.
COPYRIGHT
Banque Heritage Is The Owner
UNITED STATES OF AMERICA
None of the investment funds mentioned on this website is or will be registered under the "United States Securities Act" of 1933, as amended. Similarly, the investment funds mentioned on this website are not and will not be registered under the "United States Investment Company Act" of 1940, as amended. Consequently, the above-mentioned investment funds must not in any circumstances be offered or distributed: (i) in the United States of America, in any of its States or in any other political subdivision of the United States of America, or (ii) to or on behalf of or for the benefit of any United States Person (as defined in Regulation S of the "United States Securities Act" of 1933).
Disclaimer acceptance
This section is only accessible for qualified investors
Publications
Letter from the CIO: "Geopolitics Challenge The Markets Again" - November 2023November 20, 2023
Press releases
Banque Heritage Facilitates Refinancing of CHF 7M Chalet in Crans Montana for Client of Arc & Co.October 25, 2023
Highlighted articles
Publications
Letter from the CIO: "Geopolitics Challenge The Markets Again" - November 2023Read the latest publication of our Letter from the CIO titled "Geopolitics Challenge The Markets Again" here:
November 20, 2023
Publications
CIO Outlook Q4 November 2023Banque Heritage's CIO, Jean-Christophe, CIIA, shares his outlook for Q4 of 2023 in this video.
November 06, 2023
Press releases
Banque Heritage Facilitates Refinancing of CHF 7M Chalet in Crans Montana for Client of Arc & Co.Specialist real estate advisory firm Arc & Co. has arranged a new CHF 7 million loan from Banque Heritage to refinance a chalet in Crans-Montana, Switzerland. The loan was arranged on behalf of a HNWI via his Swiss holding company.
October 25, 2023
Publicly Available
Publications
Letter from the CIO: "Markets Jittery as High-Rate Era Dawns" - October 2023October 17, 2023
Publications
Letter from the CIO: "Geopolitics Challenge The Markets Again" - November 2023Read the latest publication of our Letter from the CIO titled "Geopolitics Challenge The Markets Again" here:
November 20, 2023
Publications
CIO Outlook Q4 November 2023Banque Heritage's CIO, Jean-Christophe, CIIA, shares his outlook for Q4 of 2023 in this video.
November 06, 2023
Press releases
Banque Heritage Facilitates Refinancing of CHF 7M Chalet in Crans Montana for Client of Arc & Co.Specialist real estate advisory firm Arc & Co. has arranged a new CHF 7 million loan from Banque Heritage to refinance a chalet in Crans-Montana, Switzerland. The loan was arranged on behalf of a HNWI via his Swiss holding company.
October 25, 2023
Publications
Observation Deck Q4 2023The latest edition of our Asset Management team's research publication "Observation Deck" is now available.
October 25, 2023
Publications
Letter from the CIO: "Markets Jittery as High-Rate Era Dawns" - October 2023Read the latest publication of our Letter from the CIO titled "Markets Jittery as High-Rate Era Dawns" here:
October 17, 2023
Publications
"Uncovered Harmony" - Art Event at Banque HeritageHighlight video of the art event at our Geneva headquarters in October 2023
October 12, 2023
Press
Asset Management Association - Person of the Month, Jean-Christophe RochatJean-Christophe Rochat, CIO and Head of Asset Management at Banque Heritage, shares his insights in this interview with Asset Management Association:
October 10, 2023
Publications
Letter from the CIO: "Brace, brace! - Rates stay higher for longer" - September 2023Read the latest publication of our Letter from the CIO titled "Brace, brace! - Rates stay higher for longer" here:
September 18, 2023
Press
Finews interview with Marcos Esteve on Private Banking and Family BusinessRead the latest interview by Finews with Marcos Esteve, CEO of Banque Heritage, here:
August 21, 2023
Publications
Letter from the CIO: "Geopolitics Challenge The Markets Again" - November 2023Read the latest publication of our Letter from the CIO titled "Geopolitics Challenge The Markets Again" here:
November 20, 2023
Publications
CIO Outlook Q4 November 2023Banque Heritage's CIO, Jean-Christophe, CIIA, shares his outlook for Q4 of 2023 in this video.
November 06, 2023
Publications
Observation Deck Q4 2023The latest edition of our Asset Management team's research publication "Observation Deck" is now available.
October 25, 2023
Publications
Letter from the CIO: "Markets Jittery as High-Rate Era Dawns" - October 2023Read the latest publication of our Letter from the CIO titled "Markets Jittery as High-Rate Era Dawns" here:
October 17, 2023
Publications
"Uncovered Harmony" - Art Event at Banque HeritageHighlight video of the art event at our Geneva headquarters in October 2023
October 12, 2023
Publications
Letter from the CIO: "Brace, brace! - Rates stay higher for longer" - September 2023Read the latest publication of our Letter from the CIO titled "Brace, brace! - Rates stay higher for longer" here:
September 18, 2023
Publications
Letter from the CIO: "The US Taking the Lead" - August 2023Read the latest publication of our Letter from the CIO titled "The US Taking the Lead" here:
August 15, 2023
Publications
CIO Outlook for H2 2023Banque Heritage's CIO, Jean-Christophe, CIIA, shares his outlook for the second half of 2023.
July 26, 2023
Publications
Letter from the CIO: "Tipping Point?" - June 2023Explore the latest publication by our CIO, Jean-Christophe Rochat, for the month of June titled "Tipping Point?"
June 13, 2023
Press
Asset Management Association - Person of the Month, Jean-Christophe RochatJean-Christophe Rochat, CIO and Head of Asset Management at Banque Heritage, shares his insights in this interview with Asset Management Association:
October 10, 2023
Press
Finews interview with Marcos Esteve on Private Banking and Family BusinessRead the latest interview by Finews with Marcos Esteve, CEO of Banque Heritage, here:
August 21, 2023
Press
Interview with our CEO, Marcos Esteve, in High Class MagazineThe High Class Magazine published their interview with Marcos Esteve titled "From One-Stop-Shop to First Bank to Talk to" in their spring edition.
May 24, 2023
Press
Finews article "Trust as key to success"How Banque Heritage relies on trust as key to success (translated from German)
May 15, 2023
Press
press coverage on annual result by finews.chFind the article by following the link below:
April 06, 2023
Press
FINMA regulation as an opportunityTranslation of the latest article on Allnews by Eugen Koch, Head of the EAM Team in Zurich:
March 24, 2023
Press
China: The Great TransformationTranslation of latest article by Banque Heritage's CIO, Jean-Christophe Rochat, looking closer at the ongoing transformation of China's economy.
March 16, 2023
Press
Head of Private Banking, Michael Welti, on Finews TVMichael Welti, Head of Private Banking at Banque Heritage, in an interview Finews TV on the topics of overcoming the latest crisis on the markets, the outlook for 2023 and the consolidation of the Swiss Financial Market.
February 17, 2023
Press
Citywire Selector Article with Jean-Christophe RochatBanque Heritage’s Jean-Christophe Rochat is chasing bond-like returns, but bonds are no longer the most obvious place to look.
May 06, 2022
Press releases
Banque Heritage Facilitates Refinancing of CHF 7M Chalet in Crans Montana for Client of Arc & Co.Specialist real estate advisory firm Arc & Co. has arranged a new CHF 7 million loan from Banque Heritage to refinance a chalet in Crans-Montana, Switzerland. The loan was arranged on behalf of a HNWI via his Swiss holding company.
October 25, 2023
Press releases
Banque Heritage Appoints Martin Ermini as Branch Manager BaselBanque Heritage SA sets next steps to grow locally and internationally and strengthens its commitment to Private Banking in Basel by appointing Martin Ermini as branch manager.
August 17, 2023
Press releases
Press Release: Results for first half of 2023Banque Heritage Reaps the Rewards of its Sound Management and Benefits from the Current Financial Environment
July 11, 2023
Press releases
Press Release on Annual Results 2022Banque Heritage Overcomes Turbulent Market Conditions, Demonstrates Resilience and Growth
April 06, 2023
Press releases
Banque Heritage completes its service offering for fundsBanque Heritage launches Fund Representative and Fund Distribution Advisory services to complement its Paying Agent services.
January 17, 2022
Press releases
Banque Heritage (Uruguay) SA partners with KFW DEGBanque Heritage (Uruguay) SA partners with KFW DEG to boost its development growth in the financing of SMEs and projects with a positive environmental and social impact.
December 27, 2021
Press releases
Banque Heritage joins Wecan ComplyBanque Heritage joins Wecan Comply’s blockchain based compliance platform and aims to create a digital ecosystem for its EAMs.
December 16, 2021
Press releases
Banque Heritage continues to grow in Private MarketsThe Geneva-based bank's latest investment in the Swiss company LAGOSTA.
October 04, 2021
Press releases
Press Release - Michael Welti is joining Banque HeritageToday, Banque Heritage is announcing Michael Welti will be joining the Bank as Head of Private Banking in September
May 20, 2021
Testimonial
QualificatiON - Anna Damigella (EN)In our latest clip, Anna Damigella from Human Resources describes how qualification and motivation go together.
January 13, 2022
Testimonial
DiversificatiON - Onur von Burg (EN)In our latest clip, Onur von Burg, CIIA, speaks about the importance of diversification in our wealth management process.
January 06, 2022
Testimonial
TransformatiON - André Thill (EN)André Thill, Chief Operating Officer of Banque Heritage, talks about the constant transformation we are embracing to best serve our clients in an ever-evolving world of private banking.
December 09, 2021
Testimonial
SatisfactiON - Mikaël SafranaIn this clip, Mikaël Safrana, CWMA, CIIA, speaks about Client SatisfactiON, what it means to Banque Heritage's Asset Management Team and the many aspects playing a role in achieving it.
November 11, 2021
Testimonial
PassiON - Michael Welti (English)Michael Welti, Head of Private Banking, speaks about where he sees the PassiON within Banque Heritage.
October 26, 2021
Events
Showcase Event - Monumental SculpturesBanque Heritage had the honor to host a showcase event showing some of Etienne Krähenbühl and Pierre Marie Lejeune’s imposing and magnificent sculptures. The artists were introduced to the bank by the Galerie Rosa Turetsky.
October 13, 2022
Events
Showcase Event - Les Bêtes FragilesBanque Heritage had the honor to host a showcase event showing some of Olivier Bertrand's most magnificent sculptures. He was accompanied by gallerist Mourad Daoudi and fellow artist Xavier Embise.
November 30, 2021
Corporate and Social Responsibility
Donations, Scholarships and Support in 2022Banque Heritage has a long history of supporting children's education and children in need. At the end of the year we would like to share with you some of our contributions throughout 2022.
November 29, 2022
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