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LOCAL LEGAL RESTRICTIONS
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NO OFFER
The information on this website is a marketing communication. Neither the information nor any opinion expressed on this website should be construed as a solicitation, an offer or a recommendation to buy, sell or dispose of any financial instrument, to engage in any other transaction or to provide any investment advice or any other financial service. The Information and the opinions do not take into account the personal situation, investment objectives or knowledge, needs or classification of any individual investor.
Banque Heritage does not intend to provide investment, legal or tax advice through the Banque Heritage website and does not represent that any financial instruments or financial services discussed are appropriate or suitable for any investor. When making an investment decision, the investor should seek the advice of a professional financial advisor. None of the services, financial investments, mutual or alternative funds referred to on this website are available to, and prospectuses in respect of them will not be distributed to, persons resident in any country, state or jurisdiction where such distribution would be contradictory to local law or regulations. The general risks associated with financial services and investments are explained in the Swiss Bankers Association's brochure on the risks involved in trading in financial instruments [www.swissbanking.ch]. Specific risks are described in the prospectuses and basic information sheets (KID) if any, relating to the financial instruments mentioned in the Heritage Bank’s Ltd.’s website, which are available free of charge from Heritage Bank Ltd.
Any investment decision should be based on a prior study of the offer documentation and in particular of the prospectus and the applicable Basic information sheet, if any.
SALES RESTRICTIONS
An investment in a fund of Banque Heritage should only be made after reading the relevant legal documents, such as management regulations, prospectuses, annual and semi-annual reports, all of which can be obtained free of charge from the funds’ representatives in each country where the funds are incorporated or registered.
INVESTMENT PERFORMANCE
The value of investments and the income from them may go down as well as up, and investors may not get back the amount invested. Past performance of an investment is not a guarantee for future performance. Banque Heritage does not intend to provide investment advice to you or any other party. No information or material on this website is to be relied upon for the purpose of making or recommending investments or any other decision.
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EXTERNAL LINKS
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COPYRIGHT
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UNITED STATES OF AMERICA
None of the investment funds mentioned on this website is or will be registered under the "United States Securities Act" of 1933, as amended. Similarly, the investment funds mentioned on this website are not and will not be registered under the "United States Investment Company Act" of 1940, as amended. Consequently, the above-mentioned investment funds must not in any circumstances be offered or distributed: (i) in the United States of America, in any of its States or in any other political subdivision of the United States of America, or (ii) to or on behalf of or for the benefit of any United States Person (as defined in Regulation S of the "United States Securities Act" of 1933).
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Highlighted articles
Press
Rayan Achkar Featured in Finanz und Wirtschaft’s "Fünf Juniorbanker im Gespräch"Discover Rayan Achkar's insights into private banking in the special "Fünf Juniorbanker im Gespräch" section of Finanz und Wirtschaft, where five young bankers share their personal journeys.
April 16, 2025
Press
Marija Sarenac Featured in Finanz und Wirtschaft’s: Mündige Entscheidungen treffen (Empowered Choices)In her article for Finanz und Wirtschaft, Marija Sarenac, Director Private Banking, explores how women are reshaping finance—challenging norms and driving a more inclusive, impactful investment landscape.
April 14, 2025
Press releases
Press Release on Mid-Year Results 2024BANQUE HERITAGE CONTINUES ITS GROWTH WITH SOLID HALF-YEAR RESULTS
July 19, 2024
Publicly Available
Press
Jewellery: Brilliant Investment or Passion-Driven Purchase?Can jewellery be a strategic investment, or is it mainly an emotional decision?
June 12, 2025
Publications
Letter from the CIO - June 2025Market rebound: Trade détente eases uncertainty, but risks remain
June 12, 2025
Press
Strategic Reallocation: When Gold and Bitcoin Redefine PortfoliosGold and Bitcoin are emerging as strategic safe havens amid geopolitical and monetary instability, reshaping investment portfolios.
June 11, 2025
Press
When Art Shapes the Soul of Swiss BankingWe’re honored to be featured in the latest issue of Prestige magazine, which focuses on the art collections of private banks.
June 06, 2025
Publications
Withdrawals from the 2nd/3rd Pillars: Will Taxation Change the Game?The Federal Council proposes higher taxes on lump-sum withdrawals from the 2nd and 3rd pillars to align them with pension taxation and support social insurance amid demographic and budgetary pressures.
June 03, 2025
Press
Fund Representative, an Essential Cog in the Smooth Functioning of MarketsAntoine Royer shares insights on the strategic role of the fund representative in Switzerland’s evolving regulatory environment.
May 16, 2025
Press
Investing Locally: Reality or Illusion?Investing locally through the SMI creates a false sense of security and significantly limits true portfolio diversification.
May 16, 2025
Publications
Letter from the CIO - May 2025The first 100 days of Trump’s new presidency brought renewed volatility and policy uncertainty, shaking markets and challenging investor confidence.
May 15, 2025
Press
China Didn’t Wait for TrumpJean-Christophe Rochat analyzes China’s strategic rise in the face of the U.S., through dedollarization, technological dominance and food security.
May 14, 2025
Publications
Letter from the CIO - June 2025Market rebound: Trade détente eases uncertainty, but risks remain
June 12, 2025
Publications
Withdrawals from the 2nd/3rd Pillars: Will Taxation Change the Game?The Federal Council proposes higher taxes on lump-sum withdrawals from the 2nd and 3rd pillars to align them with pension taxation and support social insurance amid demographic and budgetary pressures.
June 03, 2025
Publications
Letter from the CIO - May 2025The first 100 days of Trump’s new presidency brought renewed volatility and policy uncertainty, shaking markets and challenging investor confidence.
May 15, 2025
Publications
Letter from the CIO - April 2025The first quarter of 2025 unfolded in an environment of high volatility, marked by notable divergences between asset classes and geographic regions.
April 09, 2025
Publications
The Gulf, a new El Dorado for investors?For several decades, the Gulf countries have been redefining their role on the global economic stage.
March 28, 2025
Publications
Letter from The CIO - March 2025Rising uncertainty is shaking global markets. While US equities falter, Europe is showing strength.
March 14, 2025
Publications
Third Pillar: Between Tax Opportunities and Uncertainty Over TaxationFrom 1st January 2025, a major reform of the third pillar has come into effect, introducing the possibility of making retroactive buy-ins.
March 06, 2025
Publications
Europe at a CrossroadsIn his latest article published in Allnews, Jean-Christophe Rochat analyses the key dynamics at play and the challenges ahead
February 19, 2025
Publications
The tokenization of financial assets: a revolution in the making?In her latest article for Allnews, Stéphanie Rheinboldt, Senior Equity Advisor, explores the opportunities and prospects offered by the tokenisation of financial assets.
February 13, 2025
Press
Jewellery: Brilliant Investment or Passion-Driven Purchase?Can jewellery be a strategic investment, or is it mainly an emotional decision?
June 12, 2025
Press
Strategic Reallocation: When Gold and Bitcoin Redefine PortfoliosGold and Bitcoin are emerging as strategic safe havens amid geopolitical and monetary instability, reshaping investment portfolios.
June 11, 2025
Press
When Art Shapes the Soul of Swiss BankingWe’re honored to be featured in the latest issue of Prestige magazine, which focuses on the art collections of private banks.
June 06, 2025
Press
Investing Locally: Reality or Illusion?Investing locally through the SMI creates a false sense of security and significantly limits true portfolio diversification.
May 16, 2025
Press
Fund Representative, an Essential Cog in the Smooth Functioning of MarketsAntoine Royer shares insights on the strategic role of the fund representative in Switzerland’s evolving regulatory environment.
May 16, 2025
Press
China Didn’t Wait for TrumpJean-Christophe Rochat analyzes China’s strategic rise in the face of the U.S., through dedollarization, technological dominance and food security.
May 14, 2025
Press
Luxury Market: Secular Shift or Temporary Transition?The luxury sector is slowing down, facing both cyclical headwinds and structural shifts. Despite uncertainty, long-term opportunities remain on the horizon.
April 22, 2025
Press
Rayan Achkar Featured in Finanz und Wirtschaft’s "Fünf Juniorbanker im Gespräch"Discover Rayan Achkar's insights into private banking in the special "Fünf Juniorbanker im Gespräch" section of Finanz und Wirtschaft, where five young bankers share their personal journeys.
April 16, 2025
Press
Marija Sarenac Featured in Finanz und Wirtschaft’s: Mündige Entscheidungen treffen (Empowered Choices)In her article for Finanz und Wirtschaft, Marija Sarenac, Director Private Banking, explores how women are reshaping finance—challenging norms and driving a more inclusive, impactful investment landscape.
April 14, 2025
Press releases
BANQUE HERITAGE CONFIRMS ITS GROWTH STRATEGY WITH SOLID RESULTSThe Group increased its assets under management by 19%, further consolidating its positive trajectory.
April 10, 2025
Press releases
Banque Heritage further expands its Private Banking teamsBanque Heritage strengthens its teams with the arrival of three new Client Relationship Managers in Geneva and Zurich. These strategic recruitments aimed at supporting the growth and development of the Private Banking business.
December 05, 2024
Press releases
Press Release on Mid-Year Results 2024BANQUE HERITAGE CONTINUES ITS GROWTH WITH SOLID HALF-YEAR RESULTS
July 19, 2024
Press releases
Press Release on Annual Results 2023BANQUE HERITAGE ANNOUNCES HISTORIC RESULTS AND CONTINUES ITS GROWTH
April 29, 2024
Press releases
Banque Heritage Facilitates Refinancing of CHF 7M Chalet in Crans Montana for Client of Arc & Co.Specialist real estate advisory firm Arc & Co. has arranged a new CHF 7 million loan from Banque Heritage to refinance a chalet in Crans-Montana, Switzerland. The loan was arranged on behalf of a HNWI via his Swiss holding company.
October 25, 2023
Press releases
Banque Heritage Appoints Martin Ermini as Branch Manager BaselBanque Heritage SA sets next steps to grow locally and internationally and strengthens its commitment to Private Banking in Basel by appointing Martin Ermini as branch manager.
August 17, 2023
Press releases
Press Release: Results for first half of 2023Banque Heritage Reaps the Rewards of its Sound Management and Benefits from the Current Financial Environment
July 11, 2023
Press releases
Press Release on Annual Results 2022Banque Heritage Overcomes Turbulent Market Conditions, Demonstrates Resilience and Growth
April 06, 2023
Press releases
Banque Heritage completes its service offering for fundsBanque Heritage launches Fund Representative and Fund Distribution Advisory services to complement its Paying Agent services.
January 17, 2022
Testimonial
QualificatiON - Anna Damigella (EN)In our latest clip, Anna Damigella from Human Resources describes how qualification and motivation go together.
January 13, 2022
Testimonial
DiversificatiON - Onur von Burg (EN)In our latest clip, Onur von Burg, CIIA, speaks about the importance of diversification in our wealth management process.
January 06, 2022
Testimonial
TransformatiON - André Thill (EN)André Thill, Chief Operating Officer of Banque Heritage, talks about the constant transformation we are embracing to best serve our clients in an ever-evolving world of private banking.
December 09, 2021
Testimonial
SatisfactiON - Mikaël SafranaIn this clip, Mikaël Safrana, CWMA, CIIA, speaks about Client SatisfactiON, what it means to Banque Heritage's Asset Management Team and the many aspects playing a role in achieving it.
November 11, 2021
Testimonial
PassiON - Michael Welti (English)Michael Welti, Head of Private Banking, speaks about where he sees the PassiON within Banque Heritage.
October 26, 2021
Events
Showcase event - Philippe CramerBanque Heritage is delighted to host a temporary exhibition by artist Philippe Cramer at its Geneva offices.
September 20, 2024
Events
Showcase Event - Uncovered HarmonyBanque Heritage had the honor to host a showcase event showing some of Laurent de Pury and Jean-Louis Perrot's magnificent sculptures. The artists were introduced to the bank by the Galerie Rosa Turetsky.
October 12, 2023
Events
Showcase Event - Monumental SculpturesBanque Heritage had the honor to host a showcase event showing some of Etienne Krähenbühl and Pierre Marie Lejeune’s imposing and magnificent sculptures. The artists were introduced to the bank by the Galerie Rosa Turetsky.
October 13, 2022
Events
Showcase Event - Les Bêtes FragilesBanque Heritage had the honor to host a showcase event showing some of Olivier Bertrand's most magnificent sculptures. He was accompanied by gallerist Mourad Daoudi and fellow artist Xavier Embise.
November 30, 2021
Corporate and Social Responsibility
Donations, Scholarships and Support in 2022Banque Heritage has a long history of supporting children's education and children in need. At the end of the year we would like to share with you some of our contributions throughout 2022.
November 29, 2022