Pension Planning

Pension Planning in Switzerland

The Three Pillars

In 1972, the Swiss 3-pillar principle was enshrined in the Federal Constitution. A clear concept was developed to provide the resident population with insurance protection against the risks of disability, old age and death. One part is collectively insured, i.e. Old Age and Survivors' Insurance (AHV), Unemployment Insurance (ALV) and Disability Insurance (IV). The other part is based on capital accumulation, i.e. the pension fund and private savings.

Switzerland's Pension System

The Three Pillars explained

Vested Benefits - Our Approach, Your Benefit

Contact us

For more information regarding Vested Benefits you can request contact through the following link:

pensionplanning@heritage.ch

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